Text background is white not transparent

[Dasher]

I have a Mac Studio with M1 Ultra running Sonoma 14.1.  When I try to add text (either artistic or frame) I get a white background around the text.  The rest of the new text level is transparent.  Your tutorial on using text shows a completely transparent level.  It is surely something that is set wrong on my copy but there are too many options for me to figure out what I have to change, if it is something I did somewhere.

Version one still works fine!

Please see the screenshots below and thank you for anything you can do to clear this up.   

[Dan C]

Hi Dasher,

On the Character Panel, select the right side colour, then select the "no colour" option at the top right of the colour panel popup.

Lee