Those are helpful suggestions, I tried some of them, but the problem wasn't completely solved.
Here's something I noticed, I usually open a file, work on it, save it, and close it and then open another file. After five or six times, the problem presents itself. However, I've noticed if I just leave the files open, and open another file, when the problem happens, if I close one of the files, I then can open one more file. Then if I try to open another file, I get the error message again, but again, closing one of the open files lets me open one more file.
Does that still sound like a user account issue?