I think I just figured it out. Just watched a video from a link a member sent. It was 10 most common mistakes with layers. Yea, I made one of them. I needed to make it Current Layer & Below. I knew it was layers. I still don't fully understand them, but I think I'm getting there..
In your earlier post you said "with the live version of the filter you can simply paint over its mask to remove these". So okay, that's the next one I need to learn is how to do mask. So far all my editing has been destructive. So when I've done something I don't like it's undo, undo, undo, etc. Or I start completely over. Now's the time to work smarter I guess.
Thanks.